Motor Accident Claims

Q. If I was partly to blame for an accident , can I still claim?

A. Yes, but you will have a percentage deduction from your final damages to reflect your responsibility even if you are mainly to blame. You cannot claim if you are wholly responsible for the accident.

Q. Can I claim if I was a passenger in the car involved in the accident ?

 A. Yes, if you are not responsible for the incident! You can claim against either the driver of the vehicle you were travelling in or the other party involved.

Q. Can I claim against any family members or friends ?

A. Yes. Remember you are not claiming against them personally, but against their Motor Insurers.

Q. Can I claim if the other party was uninsured?

A. Yes, via an organisation called the Motor Insurers Bureau. This organisation is funded by the Insurance Industry, and provides support for people who have been involved in accidents where the other person is uninsured and cannot be traced.

Accidents at Work Claims

Q. What should an employer provide me for me at work by law?A. An employer must provide a safe working environment, safe working conditions, suitable equipment, training and supervision, and competent staff.

Q. Will my employer be charged for the claim?

A. No. The claim will be against your employer's liability insurance company.

Q. Does this mean I may get sacked if I claim?

A. No! You would have a claim for unfair dismissal as well as the injury claim.

Q. Should I note my accident in the company's accident report book?

A. Yes! If you do not have an accident report book then be sure to tell your employer of the circumstances and the injuries sustained. You should also make a note of all witnesses who saw the accident.

Slip and Trip Claims

Q. Where can this type of injury take place?A. Almost anywhere. They can take place whilst walking down a street, whilst in a shop or as a result of an accident at work.

Q. What are the actions that I should follow if I am involved in an accident?

A. You should take a photograph of the defect which caused you to fall as soon as possible. You should try and place an object next to it, in order to give us an idea of the size, i.e. Ruler or coin. Advise whoever is responsible for the upkeep of the area that the incident has occurred, i.e. local council, employer or owner of the shop. Obtain names and addresses of any witnesses to the incident.